Advice from NBT Bank President of Retail Banking David E. Raven was published by several major newspapers in New York and Pennsylvania during America Saves Week (February 23-28, 2015).

The piece shares that only about one-third of Americans feel prepared for their long-term financial future, and provides specific tips and resources for adults to start saving more for themselves – while still meeting immediate financial obligations and responsibilities to others.

Raven’s opinion editorial, “Pay Yourself First,” can be found in the Scranton Times-Tribune, among other major daily newspapers.